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TITLE INSURANCE

"Title Insurance" means insuring, guaranteeing or indemnifying owners of real property or others interested therein against loo or damage suffered by reason of liens, encumbrances upon, or defects in the title to said property, and the invalidity or impairment of liens thereon, or doing any business in substance equivalent to any of the forgoing in a manner designed to evade the provisions of this Act.

How to order a title - Upon request to our company for a Title Policy, the following information may be required:

• Type of Policy (Owner's or Mortgagee's)
• Who is to pay the expenses
• Property Description - Acreage and Survey Name & Number or Subdivision and Lot & Block (Aternatively, a copy of the Deed to the current owner)
• Seller (Borrower) information, including spouse name, address, and phone number
• Buyer information, including spouse name, address, and phone number
• Lender name, address, and phone number, if applicable
• Amount of loan, if applicable

Title Examination - The search and examination of a title to determine the conditions of the title to be insured and to evaluate the risk to be undertaken in the issuance of a title insurance policy or other title insurance form.

(Texas Title Insurance Basic Manual, Sec 1, Art. 9.02., a)

(Texas Title Insurance Basic Manual, Sec 1, Art. 9.02., a)